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he Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of the RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.

Portfolio managed includes the entire Kerala State - Auto Loans, Personal Loans, Business loans , Two Wheeler Loans etc.


Fullerton India Credit Company Limited is a wholly owned subsidiary of Fullerton Financial Holdings Pte. Ltd., which in turn is a wholly owned subsidiary of Temasek Holdings, Singapore. Fullerton Financial Holdings invests in financial institutions in emerging markets with a focus on Business and Consumer banking.

Portfolio managed includes the entire Kerala State - All types of loans from bkt X to Recovery


Idea Cellular is an Aditya Birla Group Company, India's first truly multinational corporation. Idea is a pan-India integrated GSM operator offering 2G and 3G services, and has its own NLD and ILD operations, and ISP license. Idea won the 'Best Brand Campaign' at the esteemed World Communication Awards in 2012 & '11. It won the GSM Association Award for 'Best Billing and Customer Care Solution' for two consecutive years, and was awarded 'Mobile Operator of the Year Award India' for 2007 and 2008 at the Annual Asian Mobile News Awards.

Portfolio managed includes 30 and 60 plus accounts (Retention & Colxnz ) for the entire state of Kerala.